Doctors

Jay Dacey Mortgage Team has two loan options specifically for doctors.

For medical doctors with a minimum of M.D., D.O., D.D.S., or D.M.D. degree

At least one borrower must show proof of a valid license in one of the approved medical fields

This program offers up to 100% LTV with no MI up to $1,000,000 on both purchases and refinances. We also offer higer loan amounts with a down payment. We offer 30-year and 15-year fixed loans as well as adjustable-rate mortgages (1/6, 3/6, 5/6, 7/6, 10/6, or 15/6).

These loans generally follow Fannie Mae conventional guidelines with the addition of reserves. A conforming-size loan amount must have 2 months’ PITI in reserves; a jumbo-size loan must have 6 months.


Fill out our online application today to get started!